Your Pathway to Wealth Starts Here.
Two decades of trust, expertise, and wealth creation for families across Kolkata.
Finazin Capital Advisory was founded in 2020 during the pandemic with a clear mission — to make institutional-quality financial services accessible to every family, regardless of their income or investment experience.
What began as a sub-broking firm gradually expanded into mutual fund distribution, NBFC lending, and comprehensive financial advisory, making us a one-stop financial partner for our clients.
Today, we proudly serve 4,500+ clients across India, manage ₹450+ Crore in Equity & Mutual Fund AUM, and have facilitated hundreds of crores in loan disbursements.
Our growth is driven by one core principle — client trust built through transparent advice and long-term wealth creation.
Founder & Managing Director
20+ years in financial services. AMFI certified MF Distributor, SEBI registered Sub-Broker, and NBFC operator with deep expertise in wealth creation, lending, and investment advisory for retail and HNI clients across West Bengal.
Every recommendation is driven by your best interest — not commissions. We earn your trust before we earn your business.
No hidden charges, no misleading projections. Honest advice — even if it means telling you what you don't want to hear.
Wealth is built through discipline, not speculation. We guide clients towards systematic, goal-based investing that compounds over time.
One of the few firms in Kolkata holding all three registrations — serving your complete financial needs legally.
20+ years in the Kolkata market. We understand the local economy and community needs better than any outsider firm.
Loans, investments, insurance, tax — one advisor for all your financial needs at every stage of life.
Digital onboarding, online investments, real-time tracking — personal advisory meets modern technology.
True wealth is built over decades through consistent investing, smart borrowing, tax efficiency, and patience. Our role is to be your financial co-pilot — guiding you through every market cycle, life event, and financial decision.
Compounding rewards those who begin their wealth journey early.
Time in the market always beats timing the market.
Spread across equity, debt, gold for resilient portfolio growth.
Every investment tied to a real goal — home, education, retirement.
True wealth is built over decades through consistent investing, smart borrowing, tax efficiency, and patience. Our role is to be your financial co-pilot — guiding you through every market cycle, life event, and financial decision.
Compounding rewards those who begin their wealth journey early.
Time in the market always beats timing the market.
Spread across equity, debt, gold for resilient portfolio growth.
Every investment tied to a real goal — home, education, retirement.
Whether you need funds today or want to grow wealth tomorrow — we have the right solution for salaried, self-employed, HNI and retail clients.
Quick loan approvals from our NBFC and partner banks. Minimal documentation, competitive rates, and fast disbursal directly to your account — within 24 to 48 hours.
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AMFI registered MF distributor offering curated mutual fund recommendations across equity, debt, hybrid and ELSS categories for all risk profiles — retail to HNI.
Enter your mobile number to start investing:
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Access to equity, F&O, commodity and currency markets through our SEBI-registered sub-broking services with dedicated research and advisory support.
Enter your mobile number to open Demat Account:
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Personalized financial planning and investment advisory for HNI and retail clients. Goal-based planning, tax optimization, and complete wealth management solutions.
Enter your mobile number for a free consultation:
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We offer a range of loan products designed for salaried professionals, self-employed individuals, and business owners in Kolkata.
Unsecured personal loans for medical emergencies, travel, education, or any personal need. Fast approval within 48 hours.
Unlock the value of your gold jewelry or coins instantly. Get up to 75% of gold value with same-day disbursal.
Pledge your MF units and get instant liquidity without redeeming your investments. Keep your wealth growing.
Use your stock portfolio as collateral to meet urgent financial requirements without disturbing your investment strategy.
Empowering you with financial knowledge to make smarter investment decisions.
Building financial literacy is the first step to wealth creation. Learn the fundamentals of personal finance, investing, and wealth management through our curated educational content.
Our in-house research team tracks the Indian equity markets closely — providing actionable insights, stock recommendations, and sector analysis to help you invest with conviction.
With thousands of mutual fund schemes available, choosing the right ones is complex. Our research simplifies the selection process — matching the best funds to your risk profile and goals.
Gold and silver have been the ultimate store of value for centuries. Understand how to invest in bullions smartly — whether physical gold, Sovereign Gold Bonds, Gold ETFs, or Digital Gold.
Our streamlined process ensures you get the best financial solution with zero confusion and complete transparency.
Fill our quick form or WhatsApp us with your requirement and basic details.
Our expert calls you within 2 hours to understand your goals and eligibility.
Submit minimal documents. We handle the entire application process for you.
Loan approved and disbursed directly to your account within 24–48 hours.
Investing wisdom, equity research, mutual fund reports and bullion updates — all in one place.
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Curated articles on trading strategies, psychology, technical analysis, chart patterns and more.
Research reports on stocks, sectors and industry — updated as and when required by our research desk.
Top mutual fund reports, performance analysis, new NFOs and sector-specific fund recommendations.
News updates on gold and silver prices, global drivers and long-term price trend analysis.
Have questions? Our advisors are available 6 days a week.
Talk to an Advisor →Plan investments, loans, savings and taxes with our comprehensive suite of free calculators.
Reach out to us for a free consultation. Our experts are available 6 days a week to help you make the right financial decisions.
28 Tara Chand Dutta Street, Kolkata - 700073, West Bengal
+91 76793 31185
Mon–Sat: 9:30 AM – 6:30 PM
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If dividends or shares have been unclaimed for 7+ consecutive years, they get transferred to IEPF. We help you reclaim them — fully legally, hassle-free.
IEPF (Investor Education and Protection Fund) is a government fund under the Ministry of Corporate Affairs. When dividends declared by a company remain unclaimed for 7 consecutive years or more, those dividends along with the underlying shares are mandatorily transferred to IEPF by the company.
Millions of investors across India are unaware that their shares and dividends have been transferred to IEPF. Finazin Capital Advisory helps you identify and reclaim these assets through a legal, step-by-step process.
Complete recovery solutions for all types of unclaimed and dormant investments.
Dividends unclaimed for 7+ years get transferred to IEPF by the government. We specialise in recovering your shares & dividends back to your Demat account.
Lost, stolen, mutilated or unusable share certificates? We help you get duplicate shares re-issued in Demat form as per SEBI guidelines.
Transfer shares from a deceased shareholder to legal heirs. We navigate the legal complexities ensuring smooth succession.
Old job, company closed, or inactive PF? We recover your EPF/SCWF savings through the EPFO portal.
Death benefits, maturity proceeds or lapsed policy surrender value left unclaimed — we recover what is rightfully yours.
Forgotten folios, unclaimed dividends or inactive MF accounts — we trace and redeem via CAMS / KFintech.
Dormant accounts and funds transferred to DEAF (RBI) after 10 years — we help you reactivate and reclaim.
Unpaid invoices, defaulted loans, untraceable debtors — we recover dues via negotiation and IBC/NCLT proceedings.
Fight legal battles without financial stress. Non-recourse third-party funding — pay only if you win your case.
Animated walkthrough of all 7 steps — from unclaimed shares to Demat credit.
Investor Education & Protection Fund — Ministry of Corporate Affairs, Govt. of India
💡 Did you know? Over ₹1 Lakh Crore worth of shares & dividends sit unclaimed in IEPF — waiting for rightful owners.
Visit iepf.gov.in — find your unclaimed shares in minutes
🔗 Portal: www.iepf.gov.in → IEPF Claimant → Search Unpaid Amount
Get your Entitlement Letter from the Registrar & Transfer Agent
Official online application at mca.gov.in — free, one claim per company per year
Send originals to the company's registered office by speed post
✈️ NRI/Foreign claimants: Also include Passport copy, OCI & PIO card.
Company reviews docs & files E-Verification Report within 15 days
IEPF Authority approves — shares arrive in your Demat within 60 days
Enter your details and our IEPF specialist will contact you within 24 hours with a free eligibility assessment.
✅ Thank you! Our IEPF specialist will contact you within 24 hours.
🔒 Your information is completely secure and confidential.
You will be redirected to the DSP Mutual Fund portal.
On that page, simply click the "KYC New" button
at the top left to open the KYC form instantly.
🔒 Secured by DSP Mutual Fund • SEBI Registered
Welcome back to Finazin Capital Advisory!
Your KYC has been submitted successfully.
Our team will contact you shortly.
Your PAN will be auto-copied to clipboard — just paste it on the KRA portal. No retyping needed.
Your PAN is used only locally in your browser. Finazin Capital Advisory does not store or transmit your PAN.
What would you like to do?
PAN already copied. Click any KRA below — then press Ctrl+V (or ⌘V on Mac) to paste instantly.
Redirected to the official SEBI-registered KRA portal in a new tab. Finazin Capital Advisory does not store any data entered on external portals.
Lost, stolen, mutilated or unusable? We recover your shares & re-issue in Demat form as per SEBI guidelines.
Please keep the following documents ready before applying:
Most companies have stopped issuing physical share certificates. All duplicates are now issued in Demat (digital) form only.
An FIR / police complaint is required for lost or stolen share certificates before applying.
Required in 2 languages only when share value exceeds ₹5 Lakhs.
Shares & dividends unclaimed for 7+ years are transferred to IEPF by the Govt. of India. We help you reclaim every rupee.
The Investor Education and Protection Fund (IEPF) is a Government of India initiative under the Companies Act 2013. If dividends declared by a company remain unclaimed for 7 consecutive years, those dividends AND the associated shares are transferred to IEPF.
Contact the RTA of the company to confirm whether your shares & dividends have been transferred to IEPF. Request an Entitlement Letter in your favour.
Provide PAN, Aadhaar, signature verification & share certificates to RTA. If share certificates are lost, duplicate issuance process must be completed first.
Fill E-Form IEPF-5 on www.mca.gov.in with PAN, Aadhaar, dividend details, Demat & bank details. Verify mobile & email via OTP. Only one claim per year per company.
After online submission, receive your SRN tracking number. Send signed Indemnity Bond, Advance Receipt & all documents to the Company's Nodal Officer.
Nodal Officer scrutinises documents within 15 days. If approved, files an E-Verification Report to IEPF Authority with scanned copies of all original documents.
IEPF Authority verifies & approves. Shares are credited to your Demat account within 60 days of company's verification report submission.
⚠️ If original share certificates are lost, duplicate issuance must be completed first. For deceased shareholders, Succession Certificate / Legal Heir Certificate is additionally required.
Only one IEPF claim per company per financial year is permitted. Fraudulent claims are punishable under Section 447 of Companies Act 2013 with imprisonment of 6 months to 10 years and fine up to 3× the fraud amount.
Transfer shares from a deceased holder to rightful legal heirs — we handle all legal complexities.
Transfer of share ownership from a deceased shareholder to their lawful heirs or beneficiaries. Unlike a transfer (which is voluntary), transmission happens by operation of law following death.
Requirements differ based on share value for both Physical and Demat holdings:
Granted when deceased leaves a Will. Only assets stated in the Will are transferred. Beneficiary may be any individual or entity.
Issued when no Will is left. Legal heir can claim all assets of the deceased. Beneficiary must be a Legal Heir as per Indian Succession Act, 1925.
Old job, company closed, or forgotten PF? We recover your retirement savings from EPFO and SCWF.
An EPF account becomes inoperative if not accessed for 36 months after age 55. After a further 7 years of inactivity, it is classified as "Unclaimed" and transferred to the Senior Citizen Welfare Fund (SCWF). Claims from SCWF must be made within 25 years.
Find Universal Account Number via EPFO portal. Update & link Aadhaar, PAN and bank account.
Raise grievance on EPFO portal or contact last employer's HR for inactive account details.
File online claim on unifiedportal-mem.epfindia.gov.in — Form 19 for full settlement, Form 10C for pension.
EPFO processes and credits the PF amount directly to your linked bank account.
Funds transferred to SCWF must be claimed within 25 years of transfer date or they are permanently forfeited.
Forgotten life insurance, unclaimed death benefits, or lapsed policy surrender value — we recover it all.
Insurance policies where death benefits, maturity proceeds, surrender value or dividends have not been claimed. IRDAI mandates all insurance companies to display unclaimed amounts on their website. Unclaimed amounts earn interest as per IRDAI guidelines.
All insurance companies are required by IRDAI to display unclaimed insurance databases on their website. Search using your Name, DOB, or Policy Number to find forgotten policies.
Nominees / legal heirs can claim benefits by submitting: Death Certificate + Original Policy + Proof of identity & relationship + any other insurer-specified documents.
Forgotten folios, unclaimed dividends, or inactive accounts — we trace and redeem your mutual fund investments.
Mutual fund investments where redemption amounts, dividends or folios lie unclaimed. Unclaimed amounts are kept in liquid funds by AMCs. After 10 years, they may be transferred to the Senior Citizen Welfare Fund (SCWF).
Review old investment records, statements, and check AMFI / RTA portals for forgotten folios.
Reach out to the Mutual Fund company or its Registrar & Transfer Agent (e.g., CAMS or KFintech).
Provide PAN, Aadhaar, address proof and a signed claim form. Legal heirs submit death certificate + legal heir certificate.
Once KYC is verified, the unclaimed amount is transferred to your registered bank account.
Investors are entitled to the original unclaimed amount plus interest accrued for 3 years from the date of redemption or dividend payment.
Dormant accounts, frozen funds, or money transferred to DEAF (RBI) — we help you reclaim every rupee.
A bank account with no transactions for 2 years is classified as in-operative. If dormant for 10 years, the funds are transferred to the Depositor Education and Awareness Fund (DEAF) maintained by the Reserve Bank of India.
Visit the nearest branch or contact customer service. Request reactivation form.
Provide government photo ID, address proof, and any other bank-required documents.
Ensure mobile number, email and address are current with the bank.
Settle any dormancy fees or penalties before reactivation is processed.
Bank updates account status and restores full access to banking services.
If funds have been transferred to DEAF, you can still claim them by approaching the bank. The bank will reclaim from RBI and credit back to your account after verification.
Unpaid invoices, defaulted loans, untraceable debtors — we recover your rightful dues via IBC & NCLT.
Locating and recovering funds owed to individuals or businesses — unpaid invoices, uncashed cheques, outstanding loans — where the debtor has moved, changed contacts, or become insolvent. Governed by the Insolvency and Bankruptcy Code (IBC), 2016.
Debt arising from a loan or financial instrument. Typical creditors: Banks, NBFCs. Has primary claim priority under IBC.
Debt from supply of goods or services (unpaid invoices). Has secondary claim priority under IBC.
Locate debtor details, review invoices, demand notices and financial records.
Confirm ownership and validity of claim; check invoicing and legal standing.
Issue formal demand notice; negotiate settlement or repayment terms.
Submit application under IBC, 2016 to National Company Law Tribunal for insolvency resolution.
Funds recovered via settlement, resolution plan, or liquidation proceeds.
Debt recovery through NCLT (National Company Law Tribunal) under IBC 2016. Timeline varies from months to years based on complexity and debtor cooperation.
Fight legal battles without financial stress. Non-recourse third-party funding — pay only when you win.
Third-Party Litigation Funding (TPLF) is where a professional funder covers your legal costs in exchange for a share of the award or settlement if you win. If the case is unsuccessful, nothing is paid back (non-recourse funding).
Share case details, legal documents, and expected timeline with us.
We assess merits, recovery prospects and timeframe for resolution.
Both parties sign agreement after calculating expenses, risks and conditions.
On success — you receive the award; we receive the agreed share. On failure — nothing to pay (non-recourse).
Litigation Fundings (a subsidiary of Share Samadhan) has recovered over ₹600 Crores with 12+ years experience and zero negative complaints.
Investor Education & Protection Fund — Ministry of Corporate Affairs, Govt. of India
💡 Did you know? Over ₹1 Lakh Crore worth of shares & dividends sit unclaimed in IEPF — waiting for rightful owners like you.
Visit iepf.gov.in — find your unclaimed shares in minutes
🔗 Portal: www.iepf.gov.in → IEPF Claimant → Search Unpaid Amount
Get your Entitlement Letter from the Registrar & Transfer Agent
Official online application at mca.gov.in — free, one claim per company per year
Send originals to the company's registered office by speed post
✈️ NRI/Foreign: Also include Passport copy, OCI & PIO card.
Company reviews docs & files E-Verification Report within 15 days
IEPF Authority approves — shares arrive in your Demat within 60 days
Curated loan solutions as a client service — so your liquidity needs are met without disrupting your long-term wealth strategy.
Unsecured personal loans for medical emergencies, travel, education or any personal need. Fast 48-hr approval.
From 10.5% p.a.Unlock the value of your gold jewelry instantly. Get up to 75% of gold value with same-day disbursal.
From 9% p.a.Pledge your MF units for instant liquidity without redeeming your investments. Wealth keeps growing.
From 10% p.a.Use your stock portfolio as collateral without disturbing your long-term investment strategy.
From 10.5% p.a.Working capital, equipment finance or expansion funding for SMEs and business owners.
From 11% p.a.Home purchase, construction or loan against property with flexible tenure up to 30 years.
From 8.5% p.a.Our advisor will call you within 2 hours to suggest the best loan option for your need.
✅ Thank you! Our advisor will call you within 2 hours.
Finazin Capital Advisory · SEBI Registered Sub-Broker · AMFI Registered MFD · Kolkata, West Bengal
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Building financial literacy is the first step to wealth creation. Learn the fundamentals of personal finance, investing, and wealth management through our curated educational content.
Our in-house research team tracks the Indian equity markets closely — providing actionable insights, stock recommendations, and sector analysis to help you invest with conviction.
With thousands of mutual fund schemes available, choosing the right ones is complex. Our research simplifies the selection process — matching the best funds to your risk profile and goals.
Gold and silver have been the ultimate store of value for centuries. Understand how to invest in bullions smartly — whether physical gold, Sovereign Gold Bonds, Gold ETFs, or Digital Gold.
Two decades of trust, expertise, and wealth creation for families across Kolkata.
Finazin Capital Advisory was founded in 2020 during the pandemic with a clear mission — to make institutional-quality financial services accessible to every family, regardless of their income or investment experience.
What began as a sub-broking firm gradually expanded into mutual fund distribution, NBFC lending, and comprehensive financial advisory, making us a one-stop financial partner for our clients.
Today, we proudly serve 4,500+ clients across India, manage ₹450+ Crore in Equity & Mutual Fund AUM, and have facilitated hundreds of crores in loan disbursements.
Our growth is driven by one core principle — client trust built through transparent advice and long-term wealth creation.
Founder & Managing Director
20+ years in financial services. AMFI certified MF Distributor, SEBI registered Sub-Broker, and NBFC operator with deep expertise in wealth creation, lending, and investment advisory for retail and HNI clients across West Bengal.
Every recommendation is driven by your best interest — not commissions. We earn your trust before we earn your business.
No hidden charges, no misleading projections. Honest advice — even if it means telling you what you don't want to hear.
Wealth is built through discipline, not speculation. We guide clients towards systematic, goal-based investing that compounds over time.
One of the few firms in Kolkata holding all three registrations — serving your complete financial needs legally.
20+ years in the Kolkata market. We understand the local economy and community needs better than any outsider firm.
Loans, investments, insurance, tax — one advisor for all your financial needs at every stage of life.
Digital onboarding, online investments, real-time tracking — personal advisory meets modern technology.
SEBI registered sub-broker offering equity, F&O, commodity and currency markets with 20+ years of research expertise.
Buy & sell BSE/NSE listed stocks with real-time research support and personalised stock recommendations.
BSE & NSE ListedFutures & Options strategies for experienced traders with dedicated risk management advisory.
Equity F&OTrade gold, silver, crude oil and agri-commodities on MCX & NCDEX with research support.
MCX & NCDEXOpen a paperless Demat & trading account in under 15 minutes with full assisted onboarding.
15 Min OpeningWeekly equity research, stock picks and portfolio reviews from our in-house SEBI-registered analysts.
200+ StocksComprehensive review of your existing stock portfolio with actionable rebalancing recommendations.
100% FreeFree account opening. Start trading in under 15 minutes with our assisted onboarding.
✅ Thank you! Our advisor will call you within 2 hours.
Finazin Capital Advisory · SEBI Registered Sub-Broker · AMFI Registered MFD · Kolkata, West Bengal
AMFI registered MF distributor with curated fund recommendations across equity, debt, hybrid and ELSS for retail to HNI investors.
Start a Systematic Investment Plan from just ₹500/month and build wealth with the power of compounding.
From ₹500/monthOne-time investments across top-performing equity, debt and hybrid funds curated for your risk profile.
Starting ₹5,000Save up to ₹46,800 in tax under Section 80C while building long-term wealth. Shortest lock-in of 3 years.
Up to ₹46,800 SavedLow-risk options for conservative investors. Better returns than FDs with high liquidity.
Better than FDEducation, retirement, home purchase — mapped to the right fund categories and timelines.
5 to 30 Year PlansRegular review and rebalancing of your MF portfolio to stay aligned with your goals.
Quarterly ReviewsFree consultation. Our AMFI-certified advisor will suggest the best funds for your goals.
✅ Thank you! Our advisor will call you within 2 hours.
Finazin Capital Advisory · SEBI Registered Sub-Broker · AMFI Registered MFD · Kolkata, West Bengal
360° personalised financial planning — wealth management, tax advisory, retirement and insurance for HNI & retail clients.
Structured investment and wealth accumulation plans for HNI clients tailored to your legacy goals.
HNI & RetailLegal tax-saving strategies using 80C, 80D, HRA and Capital Gains to maximise your take-home.
Save ₹1.5L+ p.a.Build a secure retirement corpus with the right mix of MF, NPS, PPF and insurance products.
20–40 Year HorizonSystematic savings to fund your child's higher education with inflation-adjusted goal planning.
From ₹2,000/monthLife, health and term insurance advisory to ensure complete protection for you and your family.
Life & Health CoverEnd-to-end portfolio management across equity, MF, bonds with regular monthly/quarterly reviews.
Monthly Reviews30-minute no-obligation consultation. We'll create a complete roadmap for your financial goals.
✅ Thank you! Our advisor will call you within 2 hours.
Finazin Capital Advisory · SEBI Registered Sub-Broker · AMFI Registered MFD · Kolkata, West Bengal